Terms of service

FundMyBizNow – Terms of Service
Effective Date: 11/15/2025

1. Acceptance of Terms
By accessing or using FundMyBizNow (“the Website”), you agree to comply with and be bound by these Terms of Service. If you do not agree, you may not use the Website or its services.

2. Services Provided
FundMyBizNow provides credit consulting services, including guidance on accessing credit, loans, refinancing, and personal or business financial strategies. We are not a bank, lender, or broker, and we do not issue credit or loans. All funding decisions are made solely by third-party lenders or financial institutions.

3. No Financial, Legal, or Tax Advice
All content and guidance provided on FundMyBizNow is for informational purposes only. It does not constitute financial, legal, or tax advice. You should consult with a qualified professional for advice specific to your situation.

4. Zero Upfront Cost Disclaimer
FundMyBizNow specializes in helping clients identify zero-APR funding opportunities with no upfront cost. We cannot guarantee approval or outcomes. All offers are subject to the terms and conditions of the issuing lenders or institutions.

5. User Responsibilities
By using FundMyBizNow, you agree to:

Provide accurate and truthful information.
Use the Website and services only for lawful purposes.
Release FundMyBizNow from liability for any outcomes resulting from use of the guidance or information provided.
6. Limitation of Liability
To the maximum extent permitted by law, FundMyBizNow, its affiliates, owners, and employees will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Website or services.

7. Indemnification
You agree to indemnify and hold harmless FundMyBizNow, its owners, employees, and affiliates from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.

8. Changes to Terms
FundMyBizNow reserves the right to modify these Terms at any time. Changes take effect immediately upon posting. Continued use of the Website constitutes acceptance of the updated Terms.

9. Governing Law
These Terms are governed by the laws of [Your State/Country], without regard to conflict of law principles.